Mortgage Calculator

A self-contained component for calculating mortgage payments.

Back to All Calculators
Property & Loan Details
$350,000.00

Loan Amount

$280,000.00

Taxes & Insurance
Payment Summary

Estimated Monthly Payment

$2,144.79

Principal & Interest

$1,769.79

Property Tax

$250.00

Home Insurance

$125.00

Total Cost Breakdown
Principal: $280,000.00
Interest: $357,124.57
Taxes & Insurance: $135,000.00
Amortization Schedule
MonthPrincipalInterestBalance
1$253.12$1,516.67$279,746.88
2$254.49$1,515.30$279,492.38
3$255.87$1,513.92$279,236.51
4$257.26$1,512.53$278,979.25
5$258.65$1,511.14$278,720.60
6$260.05$1,509.74$278,460.54
7$261.46$1,508.33$278,199.08
8$262.88$1,506.91$277,936.20
9$264.30$1,505.49$277,671.90
10$265.73$1,504.06$277,406.16
11$267.17$1,502.62$277,138.99
12$268.62$1,501.17$276,870.37
13$270.08$1,499.71$276,600.29
14$271.54$1,498.25$276,328.75
15$273.01$1,496.78$276,055.74
16$274.49$1,495.30$275,781.26
17$275.98$1,493.82$275,505.28
18$277.47$1,492.32$275,227.81
19$278.97$1,490.82$274,948.84
20$280.48$1,489.31$274,668.35
21$282.00$1,487.79$274,386.35
22$283.53$1,486.26$274,102.82
23$285.07$1,484.72$273,817.75
24$286.61$1,483.18$273,531.14
25$288.16$1,481.63$273,242.98
26$289.72$1,480.07$272,953.25
27$291.29$1,478.50$272,661.96
28$292.87$1,476.92$272,369.09
29$294.46$1,475.33$272,074.63
30$296.05$1,473.74$271,778.58
31$297.66$1,472.13$271,480.92
32$299.27$1,470.52$271,181.65
33$300.89$1,468.90$270,880.76
34$302.52$1,467.27$270,578.24
35$304.16$1,465.63$270,274.08
36$305.81$1,463.98$269,968.28
37$307.46$1,462.33$269,660.82
38$309.13$1,460.66$269,351.69
39$310.80$1,458.99$269,040.89
40$312.49$1,457.30$268,728.40
41$314.18$1,455.61$268,414.22
42$315.88$1,453.91$268,098.34
43$317.59$1,452.20$267,780.75
44$319.31$1,450.48$267,461.44
45$321.04$1,448.75$267,140.40
46$322.78$1,447.01$266,817.62
47$324.53$1,445.26$266,493.09
48$326.29$1,443.50$266,166.80
49$328.05$1,441.74$265,838.75
50$329.83$1,439.96$265,508.92
51$331.62$1,438.17$265,177.30
52$333.41$1,436.38$264,843.89
53$335.22$1,434.57$264,508.67
54$337.04$1,432.76$264,171.63
55$338.86$1,430.93$263,832.77
56$340.70$1,429.09$263,492.08
57$342.54$1,427.25$263,149.53
58$344.40$1,425.39$262,805.14
59$346.26$1,423.53$262,458.88
60$348.14$1,421.65$262,110.74
61$350.02$1,419.77$261,760.71
62$351.92$1,417.87$261,408.79
63$353.83$1,415.96$261,054.97
64$355.74$1,414.05$260,699.22
65$357.67$1,412.12$260,341.55
66$359.61$1,410.18$259,981.95
67$361.55$1,408.24$259,620.39
68$363.51$1,406.28$259,256.88
69$365.48$1,404.31$258,891.40
70$367.46$1,402.33$258,523.93
71$369.45$1,400.34$258,154.48
72$371.45$1,398.34$257,783.03
73$373.47$1,396.32$257,409.56
74$375.49$1,394.30$257,034.07
75$377.52$1,392.27$256,656.55
76$379.57$1,390.22$256,276.98
77$381.62$1,388.17$255,895.36
78$383.69$1,386.10$255,511.67
79$385.77$1,384.02$255,125.90
80$387.86$1,381.93$254,738.04
81$389.96$1,379.83$254,348.08
82$392.07$1,377.72$253,956.01
83$394.20$1,375.60$253,561.82
84$396.33$1,373.46$253,165.49
85$398.48$1,371.31$252,767.01
86$400.64$1,369.15$252,366.37
87$402.81$1,366.98$251,963.57
88$404.99$1,364.80$251,558.58
89$407.18$1,362.61$251,151.40
90$409.39$1,360.40$250,742.01
91$411.60$1,358.19$250,330.41
92$413.83$1,355.96$249,916.57
93$416.08$1,353.71$249,500.50
94$418.33$1,351.46$249,082.17
95$420.60$1,349.20$248,661.57
96$422.87$1,346.92$248,238.70
97$425.16$1,344.63$247,813.53
98$427.47$1,342.32$247,386.07
99$429.78$1,340.01$246,956.28
100$432.11$1,337.68$246,524.17
101$434.45$1,335.34$246,089.72
102$436.80$1,332.99$245,652.92
103$439.17$1,330.62$245,213.75
104$441.55$1,328.24$244,772.20
105$443.94$1,325.85$244,328.26
106$446.35$1,323.44$243,881.91
107$448.76$1,321.03$243,433.15
108$451.19$1,318.60$242,981.95
109$453.64$1,316.15$242,528.31
110$456.10$1,313.70$242,072.22
111$458.57$1,311.22$241,613.65
112$461.05$1,308.74$241,152.60
113$463.55$1,306.24$240,689.06
114$466.06$1,303.73$240,223.00
115$468.58$1,301.21$239,754.42
116$471.12$1,298.67$239,283.29
117$473.67$1,296.12$238,809.62
118$476.24$1,293.55$238,333.38
119$478.82$1,290.97$237,854.57
120$481.41$1,288.38$237,373.15
121$484.02$1,285.77$236,889.13
122$486.64$1,283.15$236,402.49
123$489.28$1,280.51$235,913.22
124$491.93$1,277.86$235,421.29
125$494.59$1,275.20$234,926.70
126$497.27$1,272.52$234,429.43
127$499.96$1,269.83$233,929.46
128$502.67$1,267.12$233,426.79
129$505.40$1,264.40$232,921.39
130$508.13$1,261.66$232,413.26
131$510.89$1,258.91$231,902.38
132$513.65$1,256.14$231,388.72
133$516.43$1,253.36$230,872.29
134$519.23$1,250.56$230,353.06
135$522.04$1,247.75$229,831.01
136$524.87$1,244.92$229,306.14
137$527.72$1,242.07$228,778.42
138$530.57$1,239.22$228,247.85
139$533.45$1,236.34$227,714.40
140$536.34$1,233.45$227,178.06
141$539.24$1,230.55$226,638.82
142$542.16$1,227.63$226,096.66
143$545.10$1,224.69$225,551.56
144$548.05$1,221.74$225,003.51
145$551.02$1,218.77$224,452.48
146$554.01$1,215.78$223,898.48
147$557.01$1,212.78$223,341.47
148$560.02$1,209.77$222,781.45
149$563.06$1,206.73$222,218.39
150$566.11$1,203.68$221,652.28
151$569.17$1,200.62$221,083.11
152$572.26$1,197.53$220,510.85
153$575.36$1,194.43$219,935.49
154$578.47$1,191.32$219,357.02
155$581.61$1,188.18$218,775.41
156$584.76$1,185.03$218,190.66
157$587.92$1,181.87$217,602.73
158$591.11$1,178.68$217,011.62
159$594.31$1,175.48$216,417.31
160$597.53$1,172.26$215,819.78
161$600.77$1,169.02$215,219.02
162$604.02$1,165.77$214,615.00
163$607.29$1,162.50$214,007.70
164$610.58$1,159.21$213,397.12
165$613.89$1,155.90$212,783.23
166$617.21$1,152.58$212,166.02
167$620.56$1,149.23$211,545.46
168$623.92$1,145.87$210,921.54
169$627.30$1,142.49$210,294.24
170$630.70$1,139.09$209,663.54
171$634.11$1,135.68$209,029.43
172$637.55$1,132.24$208,391.88
173$641.00$1,128.79$207,750.88
174$644.47$1,125.32$207,106.41
175$647.96$1,121.83$206,458.44
176$651.47$1,118.32$205,806.97
177$655.00$1,114.79$205,151.97
178$658.55$1,111.24$204,493.42
179$662.12$1,107.67$203,831.30
180$665.70$1,104.09$203,165.60
181$669.31$1,100.48$202,496.29
182$672.94$1,096.85$201,823.35
183$676.58$1,093.21$201,146.77
184$680.25$1,089.54$200,466.52
185$683.93$1,085.86$199,782.59
186$687.63$1,082.16$199,094.96
187$691.36$1,078.43$198,403.60
188$695.10$1,074.69$197,708.49
189$698.87$1,070.92$197,009.63
190$702.65$1,067.14$196,306.97
191$706.46$1,063.33$195,600.51
192$710.29$1,059.50$194,890.22
193$714.14$1,055.66$194,176.09
194$718.00$1,051.79$193,458.08
195$721.89$1,047.90$192,736.19
196$725.80$1,043.99$192,010.39
197$729.73$1,040.06$191,280.65
198$733.69$1,036.10$190,546.97
199$737.66$1,032.13$189,809.31
200$741.66$1,028.13$189,067.65
201$745.67$1,024.12$188,321.98
202$749.71$1,020.08$187,572.26
203$753.77$1,016.02$186,818.49
204$757.86$1,011.93$186,060.63
205$761.96$1,007.83$185,298.67
206$766.09$1,003.70$184,532.58
207$770.24$999.55$183,762.34
208$774.41$995.38$182,987.93
209$778.61$991.18$182,209.32
210$782.82$986.97$181,426.50
211$787.06$982.73$180,639.44
212$791.33$978.46$179,848.11
213$795.61$974.18$179,052.50
214$799.92$969.87$178,252.57
215$804.26$965.53$177,448.32
216$808.61$961.18$176,639.71
217$812.99$956.80$175,826.71
218$817.40$952.39$175,009.32
219$821.82$947.97$174,187.50
220$826.27$943.52$173,361.22
221$830.75$939.04$172,530.47
222$835.25$934.54$171,695.22
223$839.77$930.02$170,855.44
224$844.32$925.47$170,011.12
225$848.90$920.89$169,162.22
226$853.50$916.30$168,308.73
227$858.12$911.67$167,450.61
228$862.77$907.02$166,587.84
229$867.44$902.35$165,720.40
230$872.14$897.65$164,848.27
231$876.86$892.93$163,971.40
232$881.61$888.18$163,089.79
233$886.39$883.40$162,203.40
234$891.19$878.60$161,312.22
235$896.02$873.77$160,416.20
236$900.87$868.92$159,515.33
237$905.75$864.04$158,609.58
238$910.66$859.14$157,698.93
239$915.59$854.20$156,783.34
240$920.55$849.24$155,862.79
241$925.53$844.26$154,937.26
242$930.55$839.24$154,006.71
243$935.59$834.20$153,071.12
244$940.66$829.14$152,130.47
245$945.75$824.04$151,184.72
246$950.87$818.92$150,233.84
247$956.02$813.77$149,277.82
248$961.20$808.59$148,316.62
249$966.41$803.38$147,350.21
250$971.64$798.15$146,378.57
251$976.91$792.88$145,401.66
252$982.20$787.59$144,419.46
253$987.52$782.27$143,431.94
254$992.87$776.92$142,439.08
255$998.25$771.54$141,440.83
256$1,003.65$766.14$140,437.18
257$1,009.09$760.70$139,428.09
258$1,014.55$755.24$138,413.53
259$1,020.05$749.74$137,393.48
260$1,025.58$744.21$136,367.91
261$1,031.13$738.66$135,336.78
262$1,036.72$733.07$134,300.06
263$1,042.33$727.46$133,257.73
264$1,047.98$721.81$132,209.75
265$1,053.65$716.14$131,156.10
266$1,059.36$710.43$130,096.73
267$1,065.10$704.69$129,031.63
268$1,070.87$698.92$127,960.77
269$1,076.67$693.12$126,884.10
270$1,082.50$687.29$125,801.59
271$1,088.37$681.43$124,713.23
272$1,094.26$675.53$123,618.97
273$1,100.19$669.60$122,518.78
274$1,106.15$663.64$121,412.63
275$1,112.14$657.65$120,300.49
276$1,118.16$651.63$119,182.33
277$1,124.22$645.57$118,058.11
278$1,130.31$639.48$116,927.80
279$1,136.43$633.36$115,791.37
280$1,142.59$627.20$114,648.78
281$1,148.78$621.01$113,500.01
282$1,155.00$614.79$112,345.01
283$1,161.25$608.54$111,183.75
284$1,167.55$602.25$110,016.21
285$1,173.87$595.92$108,842.34
286$1,180.23$589.56$107,662.11
287$1,186.62$583.17$106,475.49
288$1,193.05$576.74$105,282.44
289$1,199.51$570.28$104,082.93
290$1,206.01$563.78$102,876.93
291$1,212.54$557.25$101,664.38
292$1,219.11$550.68$100,445.28
293$1,225.71$544.08$99,219.56
294$1,232.35$537.44$97,987.21
295$1,239.03$530.76$96,748.19
296$1,245.74$524.05$95,502.45
297$1,252.49$517.30$94,249.96
298$1,259.27$510.52$92,990.69
299$1,266.09$503.70$91,724.60
300$1,272.95$496.84$90,451.65
301$1,279.84$489.95$89,171.81
302$1,286.78$483.01$87,885.03
303$1,293.75$476.04$86,591.29
304$1,300.75$469.04$85,290.53
305$1,307.80$461.99$83,982.73
306$1,314.88$454.91$82,667.85
307$1,322.01$447.78$81,345.84
308$1,329.17$440.62$80,016.67
309$1,336.37$433.42$78,680.31
310$1,343.61$426.19$77,336.70
311$1,350.88$418.91$75,985.82
312$1,358.20$411.59$74,627.62
313$1,365.56$404.23$73,262.06
314$1,372.95$396.84$71,889.11
315$1,380.39$389.40$70,508.72
316$1,387.87$381.92$69,120.85
317$1,395.39$374.40$67,725.46
318$1,402.94$366.85$66,322.52
319$1,410.54$359.25$64,911.97
320$1,418.18$351.61$63,493.79
321$1,425.87$343.92$62,067.92
322$1,433.59$336.20$60,634.34
323$1,441.35$328.44$59,192.98
324$1,449.16$320.63$57,743.82
325$1,457.01$312.78$56,286.81
326$1,464.90$304.89$54,821.90
327$1,472.84$296.95$53,349.07
328$1,480.82$288.97$51,868.25
329$1,488.84$280.95$50,379.41
330$1,496.90$272.89$48,882.51
331$1,505.01$264.78$47,377.50
332$1,513.16$256.63$45,864.34
333$1,521.36$248.43$44,342.98
334$1,529.60$240.19$42,813.38
335$1,537.88$231.91$41,275.49
336$1,546.21$223.58$39,729.28
337$1,554.59$215.20$38,174.69
338$1,563.01$206.78$36,611.68
339$1,571.48$198.31$35,040.20
340$1,579.99$189.80$33,460.21
341$1,588.55$181.24$31,871.66
342$1,597.15$172.64$30,274.51
343$1,605.80$163.99$28,668.71
344$1,614.50$155.29$27,054.21
345$1,623.25$146.54$25,430.96
346$1,632.04$137.75$23,798.92
347$1,640.88$128.91$22,158.04
348$1,649.77$120.02$20,508.27
349$1,658.70$111.09$18,849.57
350$1,667.69$102.10$17,181.88
351$1,676.72$93.07$15,505.16
352$1,685.80$83.99$13,819.35
353$1,694.94$74.85$12,124.42
354$1,704.12$65.67$10,420.30
355$1,713.35$56.44$8,706.95
356$1,722.63$47.16$6,984.33
357$1,731.96$37.83$5,252.37
358$1,741.34$28.45$3,511.03
359$1,750.77$19.02$1,760.26
360$1,760.26$9.53$0.00

About This Calculator

Understanding Your Mortgage

Calculating your mortgage is a critical step in the home-buying process. This tool breaks down the potential costs.

Key Factors

  • Home Price: The purchase price of the property.
  • Down Payment: The amount you pay upfront.
  • Interest Rate: The mortgage rate you've been quoted.
  • Loan Term: Typically 15 or 30 years.

The results will show your estimated monthly payment, including principal and interest. Note that this does not include property taxes or homeowner's insurance (PITI).